The biggest luxury is now rent: why Russians are afraid to buy gadgets even on credit

In March 2022, the demand for laptop rental in Russia increased by 30%. Smartphone rentals have risen from 15% at some retailers to 40%. Most Russians are interested in Apple devices.

Segodnya tells why Russians can no longer afford to buy equipment.

Both people and companies rent

According to RBC, in general, individuals use the rental service. Such cases – 90%. However, on the part of entrepreneurs, the request has doubled. Some sellers are already increased prices by 15%. The rise in price will continue if the trend does not decrease.

In addition to laptops and phones, people in Russia rent game consoles. The variety of their models has decreased and prices have risen.

Why rent and not buy

For expensive equipment, people simply there are no funds, but the Russians are afraid to take it on loans or installments.

As experts explain, there are several reasons for this:

• the situation in the Russian Federation is unstable, so people do not want to invest in equipment, not understanding what will happen tomorrow;
• The Central Bank of the Russian Federation after Russia’s full-scale invasion of Ukraine and sanctions in connection with this Raised rates to 20% on record. Consequently, banks began to revise the terms of consumer loans. For example, since March 1, Sberbank raised the minimum rate from 6.9% to 21.9%, and the maximum rate from 21.7% to 29.9%.
• some models of vehicles are no longer available in Russia, and most of them have increased prices.

Tinkoff clients faced blocking of accounts and millions of write-offs

We used to say that Russians converted rubles into pounds and pounds into dollars. Thus, one dollar was valued at 88 rubles. By that time, the direct purchase of the dollar cost 150 rubles.

Soon, the Tinkoff bank uncovered the scheme and punished those who took advantage of the “vulnerability in the operation of the algorithm” and “illegally enriched themselves.” In a few days customers’ accounts were blocked with the requirement to pay off the debt and were given 25 days to do so. In some cases, they talk about amounts from 1 to 29 million rubles (350 thousand – 10 million hryvnias).

about why the Russian Federation had problems with the sale of cars of American, European and Japanese brands and how much prices rose there.

“Today” wrote that the company SKF – the largest manufacturer of bearings in the world and Russia – has stopped its plant in Tver, and will no longer supply its main products.