There are 33 thousand artisan enterprises at risk of bankruptcy or blocking of construction sites with the possible loss of 150 thousand jobs in the construction sector, due to the blocking of the transfer of credits linked to building bonuses. This is the alarm that CNA raises on the basis of the results of a survey of about 2 thousand companies which represent a highly representative sample of the building, construction and window and door sectors.
The Confederation, which urges the Government to quickly find a solution to defuse an economic and social bomb, calculates 2.6 billion in recognized but not monetised discounts.
According to Cna, more than 60 thousand artisan businesses find themselves with a tax drawer full of credits but without liquidity and with very serious impacts. 48.6% of the sample spoke of bankruptcy risk while 68.4% envisaged the blocking of the activated construction sites. The negative effect is a cascade. In order not to be crushed by the non-assignment of credits, almost one in two companies is paying suppliers late, 30.6% postpones taxes and duties and one in five is unable to pay collaborators.
From the analysis of the turnover and the average number of credits it emerges that companies with a turnover of 150 thousand euros hold 57 thousand euros of credits in their tax drawer (38.2%). With the growth in turnover, the incidence tends to decrease while remaining significant: a company with 750 thousand euros of revenues discounts 200 thousand euros of blocked credits. The problem is that of the transfer of the discount recognized on the invoice. 47.2% of the companies declared that they did not find subjects willing to acquire credits while 34.4% complained of excessively long acceptance times for contractual documents. For the sale of loans, the companies in the supply chain mainly turned to banks (63.7%), followed by Poste Italiane (22.6%), then financial intermediation companies (5.1%).