A document that no driver can do without: how to issue it

According to Ukrainian laws, there is a special contract of compulsory insurance of civil liability, or autocitizen. It is necessary for every driver who plans to drive.

On the platform of the NBU Financial Literacy Ukraine, they explained how to draw up a document and what is needed for this.

We need to collect a small package of documents

First of all, the driver needs to choose an insurance company. There is a certain limited list of such companies, which can be viewed at the link.

Next, you need to collect the following documents:

• vehicle registration certificate (registration certificate);
• the passport;
• identification code;
• preferential certificate (for beneficiaries).

And then with these documents, you can issue an insurance policy in several ways. For example, at the sales office of an insurance company. Also this can be done on the official website of the insurance company with a valid license. Another option – on proven services of online registration of insurance products.

“Beware of fraudulent sites. Fraudsters can create clone sites of well-known insurers. Check the address bar in your browser, in particular after going to other pages of the site. If in doubt, before paying for an electronic auto insurance policy, call the hotline of the insurance company and clarify”, – noted in the NBU.

Also apply for auto citizenship available from an insurance agent. But you need to make sure that he is really authorized to conclude such agreements.

After all, when a policy is purchased, its validity starts from the date indicated on it. You can check the validity of the policy on a special website.

“If, according to the results of the check on the MTIBU website, information about the policy was not found, then such a policy is not valid. In this case, immediately contact the agent or company from which you purchased it,” the controller warns.

How much does a car insurance policy cost and what does it cover?

The cost of the policy depends on various factors, in particular:

• vehicle type and engine size;
• place of registration of the vehicle;
• availability of benefits;
• the number of accidents (payments made in connection with an accident) due to the fault of the insured in previous periods;
• term of the policy, etc.

Important, that the policy covers the expenses of the victim in an accident caused by such an accidentsuch as repairing his car and treatment. But if the driver is to blame for the accident, then such a policy does not cover the costs of the culprit. In addition, the expenses of the owner (driver) of the vehicle caused by the theft of the vehicle and its damage in the event of a break-in are not covered.

Insurance premiums have increased

As Segodnya was told, from July 1, prices for auto citizenship will increase by 5-15%. This is due to the fact that insurance premiums will also increase.

Actually, the amounts insured will increase as follows:

• from 130 000 UAH to 160 000 UAH for damage caused to property;
• from 260 000 UAH to 320 000 UAH for harm caused to the health and life of the victims.

We also wrote about the fact that Ukraine began to receive large volumes of fuel. And in this regard, the situation with the gasoline crisis will stabilize, and the prices at gas stations will fall.

Segodnya also talked about where and how much the price of autogas fell on Tuesday, June 28.