You can pay: what can turn into purchases without a check

In most cases, shop or restaurant customers do not need receipts. People immediately throw them away or don’t take them at all. But this is better not to do with checks that relate to your life and health.

“Today” explains why receipts from grocery stores and restaurants should be kept.

How to protect your rights

In Ukraine, there is the Law “On the Protection of Consumer Rights”, which regulates the relationship between customers and those who provide services. The law provides that each consumer, under certain conditions, can return a defective product, exchange it or receive a refund within 14 days.

One of the most important conditions for this is to have a receipt with you, which will confirm the purchase of a product or service in an institution.

There are also ways to return the goods without a receipt, but there are cases that relate directly to the life or health of people. Sometimes after visiting a restaurant, for example, a person may experience poisoning. The client can be 100% convinced that this was due to the low-quality food of the establishment. However, it will be very difficult to prove this without a check.

The receipt confirms that the person actually ate at that restaurant. If there is no such confirmation, it will not be possible to hold the institution liable.

The same goes for grocery stores. Unscrupulous sellers can sell, for example, expired goods. A person can also get poisoning and health complications. And it is the check that will confirm the purchase of low-quality goods in a particular store and will allow you to receive compensation. Without it, the store can easily remove liability.

How scammers can cheat on checks

Earlier we wrote that checks should not be thrown away, also because it can be picked up by scammers. Firstly, some checks may contain your personal information – card numbers, phone numbers in which the card is opened for the bank, name. Then the scammers can call under the name of employees of this bank and work according to well-known scenarios to extort money.

Secondly, Fraudsters can use these checks for several schemes:

• they pick up the goods indicated in the check and take it out of the store without payment, hiding behind this check;
• they can use this product, or they can return it on the basis of the same check and receive monetary compensation;
• use checks to collect bonuses or participate in promotions.

Segodnya also talked about the schemes used by scammers with currency exchange and how you can lose your savings. how prices for products and services rose in June.