The use of cardsin the modalities creditdebit and prepaid, was the way preferred by the Brazilian population to make payments in 2021.
The tool was used in 51.1% of payment transactions carried out in the country last year, followed by the use of Pix (16.2%), direct debit (11.4%), boleto (9.8%), health insurance (5.1%), TED (2.1%), intrabank transfers (1.8%), and others (2.5%).
The data, released today (22) by the Central Bank (BC)do not include payment transactions using cash.
According to the BC, TED was the payment instrument that had the highest average value per transaction in 2021 (BRL 27.8 thousand), followed by intrabank transfers (BRL 14.7 thousand), showing that these have been the payment instruments used for higher value transactions.
The average value of bank slip transactions was R$1,300; the average transaction with PIX was R$548, and with a card, R$86.
Regarding the payment channel, cell phones were responsible for 60% of the number of transactions, followed by those made on internet banking (17.8%); bank correspondents, such as lotteries (13.3%); service agencies (5.7%); 24-hour boxes (2.4%), and others (0.8%).
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I am an author and journalist with a focus on market news. I have worked for a global news website for the past two years, writing articles on a range of topics relating to the stock market. My work has been published in international publications and I have delivered talks at both academic institutions and business conferences around the world.